In-network therapy in Manhattan
We check your insurance benefits for free and tell you your cost per session before you start.
How the cost of a session works
What you pay depends on where you are in your plan year.
Until your deductible is met
You pay the in-network session rate
A discounted rate, not a full private fee. Many plans skip this stage for mental health.
Once it is met
You pay a copay or a percentage
A flat amount or a set percentage, the same every session.
After your out-of-pocket maximum
You pay nothing
Your insurer covers sessions in full until the plan year resets.
We find out which stage you are in, before you book. Check my coverage.
What people worry about
- Will I get a surprise bill?
- No. We call your insurer first and tell you your exact cost per session before you book. Checking is free.
- Do I have to deal with my insurance company?
- No. We file every claim, and if a statement ever looks wrong, we take it up with them for you.
- What if my plan is not on the list, or I do not have insurance?
- You can still work with us. We provide superbills for out-of-network reimbursement, see self-pay clients, and offer sliding scale options. We accept credit, HSA, and FSA cards.
- What happens if my insurance changes?
- Tell us, and we verify the new plan and confirm your new cost before your next session.
More insurance questions
Which insurance plans does Gotham Group Practice accept?
Gotham Group Practice, at 37 E 28th St in Manhattan, is in-network with UnitedHealthcare (UHC), Oxford Health Plans, Aetna, Anthem Blue Cross Blue Shield (including Empire BCBS), Cigna, and Health First, for individual, couples, and online therapy. We verify your benefits for free before your first session. We also see self-pay clients and provide superbills for out-of-network plans.
Does insurance cover couples therapy?
We are in-network for couples therapy, but whether your plan covers it depends on the plan. We check this with your insurer before your first session, so you know either way before you start.
Does insurance cover online therapy?
We are in-network for remote sessions as well as in-person ones, for clients located in New York. We confirm your plan's telehealth coverage when we verify your benefits.
Do I need a referral to start therapy?
Most plans do not require one. A few plan types do, and we find out when we verify your benefits, so you will know before your first session.
How long does it take to verify my insurance?
We reach out within 24 hours of your request, and verification is usually done within a business day or two. It is free and does not commit you to anything.
What does in-network mean for therapy?
In-network means your therapist has a contract with your insurance company at pre-negotiated rates, which results in much lower out-of-pocket costs than seeing an out-of-network provider.
What is a deductible?
A deductible is the amount you pay out of pocket each year before your insurance starts sharing costs. It is shared across all of your medical care, not just therapy. Many plans have no deductible for mental health.
What is the difference between a copay and coinsurance?
A copay is a fixed dollar amount you pay per session. Coinsurance is a percentage of the session rate you pay after your deductible is met. Your plan uses one or the other.
What is an out-of-pocket maximum?
It is the most you can spend on covered care in a plan year. Once you reach it, your insurer pays for covered sessions in full until the plan year resets.
Can I use out-of-network benefits?
Yes. If we are not in-network with your plan, we give you a superbill after each session, which you submit to your insurer for reimbursement under your out-of-network benefits.
Can I pay without insurance?
Yes. We see self-pay clients, and if cost is a concern you can ask about sliding scale options when you reach out. We accept major credit cards, HSA, and FSA cards.
Will I have to file claims myself?
No. For in-network plans we file every claim directly with your insurer after each session.
Request a free intake call
A real person will reach out within 24 hours, verify your insurance, and match you with the right therapist. No pressure, no commitment, and your first session is usually within the week.
What happens next
- 01We call your insurer and confirm your exact cost per session.
- 02We suggest the therapist best suited to what brings you in.
- 03You pick a time that works, evenings and weekends included.
Prefer to talk? 646-787-7531





